Plan your cash upfront
Budget separately for your deposit and transaction costs. Ask your adviser for an itemised estimate before committing.
PLAN WITH PERSPECTIVE
A clearer view
of your next move.
Turn a property price into a monthly plan. Explore how your deposit, loan term and interest rate change the numbers.
Estimate your repayment
HOME LOAN CALCULATOR
Make the numbers work for you.
An illustrative repayment estimate in Malaysian ringgit. Adjust each assumption to explore your options.
YOUR ILLUSTRATIVE ESTIMATE
Monthly repayment
For a principal-and-interest repayment loan.
- Down payment amount
- RM 50,000.00
- Loan principal
- RM 450,000.00
- Total estimated interest
- RM 323,412.78
- Total loan repayments
- RM 773,412.78
Illustration only. Assumes a constant annual interest rate and equal monthly repayments. Actual lender calculations, eligibility, rates and fees may differ. Excludes legal fees, stamp duty, valuation, insurance and other buying costs.
BEYOND THE MONTHLY PAYMENT
A little preparation goes a long way.
Leave room for real life
Consider maintenance charges, repairs, utilities and an emergency buffer alongside the estimated repayment.
Compare the details
Discuss loan terms, rate changes, fees and repayment flexibility directly with your chosen lenders.